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Will Obama Bail-Out Your Internet Marketing Business?

June 18th, 2009 by Bob Bly

If you sink money into starting an Internet marketing, copywriting, or other small business, and you aren’t successful, will the government write a check to tide you over until you turn a profit? Not on your life.

So why should they do it for car manufacturers and banks? The answer, of course, is that they should not.

As Ed Konecnik points out in a letter to NYC’s Libertarian newspaper Serf City (vol. 5, no. 1, p. 2): “Success is a result of manuy factors. By eliminating the consequences of failure, we inspire and encourage mediocrity.”

Plus, a government bail-out of big business is just grossly unfair to small business. If we run our businesses poorly, we are out of business. Why should the same rules not apply to large corporations and financial institutions?

“In the real world, bankruptcy and failure are options that serve to cleanse and filter out incompetence,” writes Konecnik.

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This entry was posted on Thursday, June 18th, 2009 at 8:40 pm and is filed under General. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

48 responses about “Will Obama Bail-Out Your Internet Marketing Business?”

  1. Chris said:

    See all those trees over there? It’s a forest.

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  4. Bob Bly said:

    Chris: perhaps you think you are being cute. Care to be more specific and say what you want to say?

    Though of course I am pretty sure I get what you mean. And the problem with your argument is that MY tax dollars should not be spent to save businesses owned by other people. Yes, people will get hurt if GM goes under. But that’s what happens in free enterprise. If you want bailouts, I can give you a list of socialist nations you can move to.

  5. dianacacy said:

    I agree. The bailouts were good in premise, but bad ideas for the very reasons you’re saying. These big companies are not ran by idiots…er, I think they were properly educated anyway. A downturn or recession is a risk at any time and these long time established businesses should have planned ahead for such a thing, instead of crying.

    I understand why the bailouts happen. Just not sure giving them bring about the result they are going after.

    You can’t run as a socialist government without being one. “We’ll buy you out, but we can’t regulate you,” gives the companies too much leeway to be lazy about it. And yet, we don’t want government intervening…so what do we expect to happen?

    Someone said once to take that bailout money and give it straight to the citizens equally instead. Would that have done more good? Maybe not, but it would have been a more democratic thing to do.

    And I may be way off base here. Politics and government are two of my weakest topics.

  6. Ray Massie said:

    Bailouts were NEVER a good idea. This whole process is simply delaying what every small business or web owner knows. Over spend, under sell, go out of business. We are pursing a policy of “not on my watch”.
    Then we could add the politics of who owns whom, and we could write for hours.
    Debt in excess of equity is the problem. The solution is bankruptcy. Its painful, but it will happen. Postponing the day of reckoning will only make the pain worse.

    Bob’s comments are spot on. We have two types of business in this country. Government supported and controlled–and the rest of us. You can’t compete against a printing press, especially when the printer has an endless supply of paper and ink.

  7. Brandon said:

    I love it, Bob. Sometimes politics and business need to mix. This is one of those times.

  8. Bob Bly said:

    Thanks, Brandon. I virtually NEVER talk about politics — in this blog or anywhere else. But this seemed appropriate. If you and I as little entrepreneurs need to take risk with no assurances of success, big companies should be required to live by the same rules.

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  10. rocky said:

    nice post

  11. Philip McLean said:

    The problem with this logic is the unspoken assumption that, if you fail, only your managers and employees are affected. For most businesses, that’s true. In the highly interconnected finance system the developed nations have now, that’s nowhere near true.
    On 15 September, 2008, Lehman Brothers filed Chapter 11 and went out of business. This meant that companies who were expecting payments from Lehman weren’t going to get them. Firms who didn’t deal with Lehman, but who did deal with firms that had dealt with Lehman, realized that they were now exposed, and the system had a chance to see how close one single bankruptcy came to knocking down a long line of dominos. Once that started happening, we’d see mutual funds taking big losses and Main Street businesses losing lines of credit. After Lehman, there was no serious discussion of letting another major bank go Chapter 11.
    I expect to infuriate some folks here, but I don’t think we’ll ever be rid of firms that get “too big to fail” … that is, firms whose failure would cause way too much collateral damage. The loans and taxpayer equity positions are ugly, but they’re probably the least bad alternative.

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  13. Bob Bly said:

    Philip: monopolies have long been outlawed. Should the U.S. similarly prevent companies from threatening American economic stability by placing a limit on company size so they do not become “too big to fail”?

  14. Philip McLean said:

    Bob: I don’t see it working. Since finance in the developed world is global, if you place a limit on the size of US financial firms, you’ll just drive money to European or Asian banks. Then some of them get too big to fail, and all you’ve done is move the problem.
    Boy, we’re a long way away from writing copy.

  15. marvin said:

    There’s a very good indication that the Obama Bailout plan is working. According to news last June 10, Bailout plan turned a profit” of $1.8 billion in interest payments on the first set of bank loans that were repaid.

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